Loan Programs

The following is a partial list of programs offered by Infinite Quality Lending Inc. with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 714-282-2900.

H.A.R.P and H.A.R.P. 2.0

The HARP programs are designed for borrowers that owe more on their mortgage than the property is worth.

If your loan is insured by Fannie Mae or Freddie Mac you may be eligible to refinance to a much lower rate, Please see Mortgage news.

VA Loans

VA loans are sponsored by the US Government for honorably discharged veterans who are interested in buying a home with 100% financing, please call us for more information.

Conventional

Traditional loan programs that usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.

FHA Mortgage

Backed by the Department of Housing and Urban Development, this mortgage offers the borrower the ability to put as little as 3% down payment – and they can even finance “allowable” closing costs. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs.

Investor Loans

Used to finance 1-4 family properties that will be for investment with as little as a 10% down payment. Aggressively priced, these programs have many variations, including: No Doc, Limited Doc, and Full Doc. Program may not be available in some states.

Second Mortgage Loans

Subordinate to the first mortgage, these loans offer the borrower the ability to get money for home improvement, debt consolidation, or many other reasons without disturbing their first mortgage. Convenient when you have a low interest first mortgage.

Challenged Credit Loans

These mortgages are for borrowers with less-than-perfect credit. They can vary from slightly damaged credit to severely damaged. Regardless of your situation, we have a mortgage that will get you back on track.

Jumbo Loans

Offers 30 and 15 year fixed rate mortgage and competitive ARM products with full document, alternate documentation and limited documentation.

Cash out and No cash out refinance are allowable. Single family detached, Condo's, PUD's and single-family second homes can be financed with no prepayment penalty.